XM Works, Inc. is a privacy-conscious organization.

1.1 Our mission is to provide a secure and reliable online financial supply chain solution for domestic and cross-border trade transactions. We are strongly committed to protecting your privacy and to preserving the confidentiality of your business data.

1.2 We post our Privacy and Confidentiality Policy to inform you, as a visitor to our marketing web site or as a user of XM Works, Inc, what kinds of information we may gather about you or your organization, how we may use that information, whether we disclose it to anyone, the choices you have regarding our use of information, and your ability to correct that information.

1.3 Please note that this Privacy and Confidentiality Policy applies only to our web sites, and not to other companies' or organizations' web sites to which we link. Although the companies with which we have partnered for sales and customer service and other value-added services have agreed by contract to honor the terms of our Privacy and Confidentiality Policy, we cannot ensure their compliance with this representation.

Visitors to Our Marketing Web Site

2.1 When you visit our marketing web site, www.XMWorks.com, we do not collect personally identifiable information about you except when you specifically and knowingly provide it. For instance if you request information from us, you will be asked to provide basic contact information, including your name, company, title, country and e-mail address. Any additional information, such as industry and average transaction size, is provided on a purely voluntary basis.

2.2 We do not sell, trade, or rent to any third party any personally identifiable information. We will use the information you provide to respond to your requests for additional information and for inclusion in future mailing initiatives. If you would like to opt-out of receiving future mailings, simply follow the unsubscribe directions at the bottom of the mailing, or send us an e-mail with your name referencing "Remove" in the subject line to info@xmworks.com.

2.3 Our marketing web site does not use "cookies," small text files placed on your browser. Our system does, however, log some basic and generic information about your computer, including its: · IP address (your computer's unique signature) · Operating system (i.e., Windows NT) · Browser software (i.e., Netscape Navigator or Mozilla Firefox)

2.4 We use this information about your computer to perform routine web site maintenance and to generate aggregate web site traffic reports so we can develop and enhance our web site.

2.5 We are committed to providing reasonable and practical access to you to identify and to correct any inaccuracies in the information you may provide. Visitors who have provided information on our marketing web site can contact us at info@xmworks.com to correct any inaccuracies.

XM Works, Inc Members

3.1 If your organization chooses to apply for membership to XM Works, Inc, you will be asked to provide detailed personal and business information. This information will be shared with the payment assurance provider and payment provider to enable your organization to qualify for credit risk and payment services. During this registration process, we will allow you to choose whether or not you would like us to contact your organization's trading partners for membership and other services related to transactions.

3.2 Once your organization becomes a member of XM Works, Inc, your personally identifiable information, confidential business data, and transaction details will be shared with other members, XM Works, Inc's service providers, and XM Works, Inc's corporate alliances participating in your transaction. XM Works, Inc service providers and corporate alliances include, but are not limited to, payment providers, payment assurance providers, cargo insurance providers, country managers, freight forwarders, inspection agents, logistics providers, pre- and post-financing providers, sales support, and marketing agents. We will not disclose your personally identifiable information, confidential business data, or transaction details to parties other than the ones referenced above without your consent, except as required by law through subpoena, search warrant or other legal process or as necessary to protect the rights, property, or safety of XM Works, Inc, our members, or others.

3.3 When you log onto our site, https://www.xmworks.com, the XM Works, Inc system uses "session cookies," small text files placed temporarily on your browser, to maintain user session records. These cookies are destroyed as soon as you log out and close your browser and cannot be used to track other information about you or your computer. They are required; you cannot use XM Works, Inc's system unless you accept these session cookies.

3.4 We will use the information you provide to contact you, if necessary, to service your account or for other administrative purposes. We may also access your information to resolve disputes, to troubleshoot problems, to enforce our Membership Agreement, or for marketing purposes. In addition, the XM Works, Inc transaction system uses your transaction details to automate and to streamline your trade transaction by checking for electronic data compliance, providing reporting features, and transferring data from previous forms to those of the current transaction.

3.5 As a XM Works, Inc member your organization has the right to opt-out of being listed by industry subset in the Marketing section of the XM Works, Inc website and in the XM Works, Inc Membership Directory. Only members, service providers and corporate alliances will be able to access the XM Works, Inc Membership Directory. This means that we allow you to determine how "visible" your organization will be to other organizations both within XM Works, Inc and externally. With respect to the XM Works, Inc Membership Directory, the following three visibility options become available when other organizations are creating communities and when other organizations are searching for trading partners during new document creation:

Listing Visibility

3.6 Public Any XM Works, Inc member or service provider will be able to add your organization to its private community Your organization will be available when a party search is performed during document creation

3.7 Protected (sellers only)
Any XM Works, Inc member or service provider will be able to see that your organization is a XM Works, Inc member. Your organization must accept an invitation to join another organization's community before your organization can be added

3.8 Private
No organization will be able to add you to its private community unless your organization's administrator accepts an invitation to join that community. Your organization will also not be visible in a party search during the creation of a new document

3.9 XM Works, Inc members also have the opportunity to select certain types of emails they would like to receive from XM Works, Inc. This can be done easily by utilizing the Email Subscription Table located in the Admin section of XM Works, Inc's' transaction site.

3.10 Before you begin transacting on XM Works, your organization may also choose to have its payment assurance rating/limit shared with applicants for the purpose of possibly developing new and existing trading relationships with your organization. We provide this option because prior to joining XM Works, applicants may wish to assess the creditworthiness of XM Works, Inc members. Remember, XM Works, Inc is a network and all buyers and sellers must be members of XM Works, Inc.

3.11 We are committed to providing reasonable and practical access to you to identify and to correct any inaccuracies in the information you may provide. XM Works, Inc members can use the system's administrative function on the transaction web site or contact XM Works, Inc Member Services to maintain up to date account information.